SHARE DRAFTS Non-Return Fee $20.00 per draft NSF Checks     (Over $2,500.00) $25.00     ($30.00) Stop Payment     (Block of 5 or More) $20.00     ($60.00) Overdraft Transfer Fee $3.00 Copy of Draft $3.00 Copy of Statement $3.00 Reconciliation Fee $10.00 per hour   DEBIT CARD Overdraw on Account $20.00 Replace Card $8.00 Send PIN Reminder $2.00 Annual Fee FREE     LOANS Loan Late Payment     10 day grace period      5% of the payment amount $10.00(maximum) Loan Cancellation after Processed $25.00     MISCELLANEOUS Money Order or Bank Check payable to outside party $1.00 US Wire Transfer(outgoing) $20.00 Foreign Wire Transfer(outgoing) $50.00 Bank Wire (incoming) $5.00 Western Union Wire $30.00 Notary Public Service FREE Certified Check $5.00 Airborne Overnight $25.00 Fax Service $1.00(per page) Photocopies $ .50 (per page) Dormant Account $3.00(per month) VISA Travel Money Card $9.95 ACH Non-return fee $20.00 ACH NSF return $25.00 Returned Check from       Another Financial Institution $25.00 Reopening closed accounts     Within 6 Months $10.00 Coin Counting FREE Check Cashing 2.5% of check Min $5.00   ACCOUNT ACCESS 24/7 Online Banking FREE 24/7 Telephone Access FREE   RCCCU WILL NOT BE LIABLE FOR MAKING PAYMENT OF POSTDATED CHECKS.  CHECKS ORDERED OUTSIDE OF RCCCU WILL NOT BE GUARANTEED PAYMENT.